The world of property investing is vast and the emphasis these days, when it comes to property investing, is to secure positive cash-flow property rather than the out-dated negative gearing system. Many savvy investors now realise the false economy of saving some tax dollars while holding a property that is in effect costing you more than it is giving you.
Negative gearing eats up your cash reserves so you end up only being able to invest in maybe 1-2 properties plus your PPR (Principle Place of Residence). Then you find yourself in the unenviable position of being asset rich but cash poor AND looked upon poorly by the banks in regard to future property investing (esp if the banks also cross securitized) UNLESS you have a truly fabulous income coming in as well. This scenario is typical of property investors over the past 20 years, and many now find themselves having to wait for property values to increase significantly in order to gain access to greater equity in order to re-invest.
Cash-flow positive properties (via dual key occupancies, room-by-room rental and manufactured growth through renovating, adding a granny flat, strata, subdividing and so on), allow the investor to access enough rental income to cover the mortgage cost, management fee and other associated costs. So in effect, the investor is only out of pocket for the 20% deposit and other associated purchasing costs for the property (and even less if it’s a vendor finance scenario), and this allows them access to greater equity to then go on and invest in the next property.
Now is a great time to be investing in positive cash-flow property thanks to our ridiculously low interest rates here in Australia. Then, as the interest rates inevitably rise later on, so too will your monthly rental amounts, and over time, the value of the property will also rise, making it a great long term investment.
Nobody wants to buy a rogue property! This is the sort of property that appears fine on the outside, yet for some inexplicable reason, the tenants keep damaging the property and/or experiencing sudden chronic health issues and/or financial hardship which forces them to prematurely end the lease and move out. This is exactly what the savvy property investor wants to avoid. An empty property costs them money, and the longer it is empty, the more strain they will feel on their finances.
So, having a regular rental income flowing in from happy, healthy and financially secure tenants is very important for making a long term investment in positive cash-flow property work successfully for the property investor and this is where the application of classical xuan kong feng shui can help.
I can tell straight away if a particular property is more likely to be a major issue simply from the compass orientation of the building itself. Within the 360 degrees of the compass there are certain orientations that just scream major issues are more likely to occur due to blockage and confusion of qi.
Now if you’re wondering what ‘qi’ is, the closest definition to describe it (to someone totally unfamiliar with feng shui and metaphysics in general) is transformative energy. It is the energy that connects and has the potential to transform all living and organic things (whether it’s a person, a thought, an animal, mountain, river, mist, tree or rock) and it flows according to magnetic pathways within and above the earth as well as within meridian pathways inside your body. The quality and character of qi as it affects a particular building can be analysed via the surrounding landform, the construction/renovation history of the building and the precise compass orientation of the building itself.
The application of xuan kong fei xing/flying star feng shui in conjunction with analysing the effect of the surrounding landform allows me to assess potential issues that may be more likely to crop up. For example there are some energy combinations that indicate a much higher probability of theft in a particular location of a property. I recently did the feng shui for a home where this energy was very high in the client’s garage. She had only moved in a year earlier and I asked her, “so what was stolen out of your garage?” She was gobsmacked and asked how on earth did I know about that? I explained it was the combination of location, surrounding landform and the fei xing that indicated a triptych effect of probability.
What I have found over the years is that when the probability of the fei xing is heightened by the annual energy also affecting the location plus the surrounding landform supports this effect – BINGO the event usually occurs within 6 months UNLESS you are aware of the probability and take the necessary steps to reduce its effect.
When looking at the investment potential of a commercial property, the application of xuan kong feng shui allows me to ascertain the type of clientele who would be more attracted to and better supported by the qi generated at the main entry to the business. In some cases, the energy may only suit a business specifically dealing in the health industry (ie pharmacy, medical practitioners and specialists etc) while for everyone else, the energy may continually and significantly drain the finances of the business. This knowledge is particularly handy when targeting your market for advertising, constructing or renovating business premises.
Sometimes, the process of renovating a business can dramatically alter the effect of the qi and I can tell you before-hand, what this effect will be, how it will affect the main entry and how to make the most of it in regard to your targeted future rental clientele.
Now some of you may be familiar with generalised concepts such as a fixed bagua map or compass map that asserts the SE sector and/or far left corner of a building automatically corresponds to the ‘wealth’ sector and thus needs a water feature and/or a ‘money plant’ to activate the wealth qi. This is a form of new age feng shui that was invented in America in the late 1970’s and it unfortunately has very little to do with authentic xuan kong feng shui.
Since beginning my professional feng shui consulting business in 2000, I have lost count of the number of homes and business’ I have come across that have experienced significant financial and/or health loss due to the naïve application of this process – ie adding a large water feature to the SE sector and/or far left hand corner of their home or property. The truth is, if it was really so very easy, surely EVERYONE would be millionaires by now!
Anyway, another handy tool xuan kong feng shui can provide the savvy property investor is Date Selection. Now this in itself ranges in complexity from simple 12 Day Officer and Dong Gong processes to the more advanced 4 Pillars, Xuan Kong Da Gua and Qi Men Dun Jia applications. Yes, some dates are deemed much better than others for signing contracts, starting your construction and renovations, meeting with your bank manager and potential joint venture partners and so on.
Wouldn’t you like to have probability on your side when embarking on your property investment journey?
For those of you interested in cash-flow positive property investing, I recommend the teachings of the following individuals:Dymphna Boholt, Steve McNight, George Markoski, Ryan McLean, Robert Kiyosaki.
And finally, here are the 7 basic principles for building your wealth, as discussed in ''The Richest Man in Babylon'' (by George S. Clason):
Let Derelle enhance the health, wealth and nurturing potential of your home with an Off-Site Residential Feng Shui Consultation.
When examining the fei xing/flying stars feng shui of a residence or business, there are particular energy combinations that indicate the potential for a higher probability of certain health issues occurring in that location of the building (particularly if it is being used regularly as a bedroom or office).
For example, from a general perspective, a 5 earth and 1 water combination can indicate issues connected with fluids, leaks, the bladder, kidneys and sexual organs. When water and earth combine, what do you get? Mud! So in this case, the earth element is capable of clogging/contaminating the fluids via the urinary system, internal fluids and blood flow. When 2 earth and 1 water energies combine, health issues connected with the stomach, intestinal tract, sexual organs and digestion problems are more likely to occur.
When 5 earth and 4 wood combine, there is an indication of potential health issues connected with cyst-like growth round the chest area. When 2 earth and 4 wood combine, the probability of stress and mental tension is increased.
When 5 earth and 7 metal combine, the probability of health issues connected with the mouth and teeth is increased. This combination can also trigger skin conditions and issues connected with the lungs. When 2 earth and 7 metal combine, they form a He-Tu combination for fire, which can increase fire hazard in that location of the building as well as stir up ‘heat’ (or inflammation) in the body. When there is too much heat in the body, the kidneys are stressed and this in turn places more pressure on the heart.
The combination feng shui consultants tend to dread the most when examining a client’s bedroom for sickness qi is 2 earth and 5 earth. This strong earth combination can be a potential indicator of growth inside the body (often in the form of tumors). The element that feeds earth is fire, so if you find this energy combination in a bedroom which also contains sha qi in the external landform via a pylon, poison arrow feature, negative mountain, or triggered internally via a red feature wall for example, the probability increases. The 9 energy is fire element, so for example, in a year when the annual 9 energy affects that particular room, the 2 and 5 earth energies will be even stronger.
Of course, not every bedroom containing this combination will automatically result in the occupants getting sick or developing a tumor. Remember, feng shui covers your 'earth luck' energy which is a third of your overall luck potential. You also need to examine the surrounding landform to see if the energies are supported or weakened, the interaction of communication between the client’s Ming Gua and Day Master qi and current 4 Pillars astrology energy in relation to the energy in the bedroom and the energy being absorbed from the mountain star qi in the wall behind the bedhead while sleeping, the client's relationship to nutrition and exercise (ie do they live to eat or eat to live?), the current interplay of elements in the room itself according to the window location, general colour scheme, form, shapes and the effect of the annual energy influences currently in that location in conjunction with any renovation, construction or excavation that may be occurring in the same compass sector of the home or property or in a neighboring property.
For example, a bedroom situated on the second level (or above) of a home constructed a couple of years ago will not necessarily feel the full impact of the mountain star 2 or 5 qi in the wall behind the bedhead due to the fact that mountain star energy (esp earth energy) is slow to move and takes its time to travel from ground level up a wall to the next level. This is why people living high in the sky in apartment blocks tend to have limited access to mountain star qi inside the building, while the water star qi can be quite strong and/or dispersed in some locations due to the higher altitude and prevailing winds.
You also need to take into consideration which mountain star qi is being drawn in by the occupants when they sleep. Is their bedhead positioned against an external wall where the mountain star 2 or 5 qi is located or is the bedhead positioned against an internal wall drawing a totally different mountain star qi into the wall according to little taiji compass demarcation of the room itself.
For example, if there is mountain star 2 in the wall behind the bedhead, check to see if the water star 6 has access into this room (eg via an external window) to help tone down the earth qi of the 2.
OK, so now you may be thinking, well I have no idea if my bedroom or office has any of these combinations, and I can’t afford a feng shui consultation at present, so what can I do to help protect myself and my family?
Before I answer this question, I should add that not all earth qi is automatically bad. In fact, all the energies have positive and negative associations. The 8 earth qi has very positive health and healing effects during this current Period of 8 (which will continue until 3 Feb 2024) and it is possible to align beds and regularly used chairs and lounges so that the occupants in your home are regularly able to tap into supportive positive health qi when sleeping and relaxing in these specific areas. It’s like plugging in your internal batteries for a recharge.
The individual's Kua (Ming Gua) must be able to communicate effectively with the energy residing in the wall behind their bedhead in order to absorb beneficial health energy, and this may entail adding a particular element between the client's head chakra and the wall behind the bedhead while sleeping, in order to facilitate positive communication of qi.
You can locate positive health energy in your home and business according to the fei xing/flying star feng shui natal chart of the building which is ascertained according to the construction date and the precise compass orientation that it faces towards. Each building has its own unique chart based on these 2 factors – there is no such thing as one natal chart fits all! There are certain times when you are able to make positive use of the 2 and 5 earth energies as well, depending on the time period and how you tap into the inherent character of the qi in connection with where it is located. For example, if you are able to remove the sickness qi that connects with the 2 Black, it becomes the 'living mother' qi and can be used to aid in frugal savings, meditation and spiritual awareness.
Many homes constructed during the current Period of 8 have sectors affected by a 2+5 or 5+2 energy flow. If the ruling qi for this current Period of 8 Time Period (ie the water star 8) is able to freely enter the home via doors and windows in the location of the water star 8, and the home is open plan in design (thus allowing the ruling 8 water star qi to easily interact with the other sectors affected by the 2 and 5 energies), then the potential health issues from the other earth energies are greatly reduced. Keep in mind, from 4 Feb 2024, we enter the Period of 9 when the water star 9 will become the ruling qi.
Anyway, back to the question – what can I do about potential sickness qi? From a general simplified feng shui perspective, the answer is metal element and gourds. The sound and movement of metal helps drain negative earth energy because in the natural cycle of elements, earth feeds metal, so if there is a continued vibrational quality of metal (via sound and movement) in the home, then negative earth is kept occupied and thus partly subdued. This can be in the form of a chiming pendulum clock, an anniversary clock with moving metallic spheres at the base, a solar powered golden Prayer Wheel placed on a window sill that catches light, regularly playing harmonious piano music in the home, regularly ringing a pleasant sounding metallic bell or singing bowl in the home. Metal element colours and forms are white, gold, golden yellow, silver, brass, bronze and round, curved, spherical shapes.
Space clearing uses the sound of metal to help disperse sha (stagnant/negative) qi and when you combine the sound of metal and the clearing qi from sage or sandalwood incense, you can re-energise positive energy in a home or business, especially if the clearing is conducted on an auspicious date according to Xuan Kong Da Gua or via the annual Sun/Moon Ceremony dates for the specific dwelling and its facing orientation. It’s also possible to collect sha qi for removal while space clearing, via coarse rock salt, onion and various other herbal concoctions.
I like to fine tune my own space clearing with tuning forks pitched according to the Solfeggio Frequencies. These frequencies resonate at a deep vibrational level with the earth and can be found in ancient Gregorian chants. A particularly good CD containing cleansing solfeggio frequencies via authentic Gregorian Chants for effective space clearing in your home is:
"National Public Radio Milestones of the Millennium: Gloria in Excelsis Deo: Chants, Hymns and Sequences"
The sickness qi that attaches itself to the 2 earth energy is naturally attracted to the shape of gourds. Gourds (also known as the wu lu or calabash) belong to the pumpkin family and in many parts of the world, they are grown and dried and hung as decoration in the home and restaurants, and used as a container to carry grain, water and medicine.
When using an organic gourd, you should make sure it has been properly dried, and cut a hole into the top section of the gourd so the sickness qi can flow into the gourd where it will be partially transformed into a less harmful energy. You can add clear lacquer to the gourd or paint it golden yellow, gold or silver. If you can’t locate an organic dried gourd, then you can also get brass gourds or alternatively, look for a metallic vase in a gourd-shape (ie with a big belly, a narrow neck and an opening at the top). Keep the gourd beside beds and near work desks (on the floor or on a shelf or table).
Note: those of you who are familiar with the new age ‘fixed bagua’ or simplified ‘8 aspirations compass method’ may say “well shouldn’t I just concentrate on adding a water feature or jade plant to the East sector to feed and nurture the wood qi of the Zhen Trigram or in the section of each room to the left when standing in the doorway looking into the room to feed the 'health' sector?” I really wish it was that simple!
Every building has a unique natal chart of energy flow according to the time period in which it was constructed and the precise compass direction it faces towards and in many cases, adding a water feature to an area (without knowing the actual flying stars natal chart of the building) can actually do more harm than good - esp if you are placing water on a favourable mountain energy, thus drowning the positive health and relationship qi in that location, or on a negative finance energy, thus increasing the probability of loss of finances due to illness, litigation or misfortune.
In 4 Pillars Astrology, the first port of call when looking specifically at health is to examine which elements are dominant, scarce, non-existent and where certain clashes of qi occur between the earthly branches and heavenly stems. Your Resource element also resonates strongly with your health qi and if it is clashed or out of balance, then this too can be a key indicator.
Yang earth corresponds to the stomach and chest and yin earth corresponds to the spleen and belly. The Ox, Dragon, Goat and Dog also connect to the earth element as they represent the end of the 4 seasons when earth is prevalent. When the Ox, Dog and Goat combine together in an individual’s chart (in the 4 pillars and also in the time factor), this forms an ‘earth penalty’ which can indicate a higher probability of significant health issues emerging from hidden disease, and in some cases can also indicate issues connected with earth in the surrounding land form. The Heavenly Stem sitting on an Earth Branch in your 4 Pillars astrology can help you identify which parts of your body are more susceptible to disease and illness in general.
Hidden disease and tumours are more likely to occur when earth is unbalanced. The types of growths connected with earth-related disease are most often in relation to oxidative stress via free radicals causing genetic damage to cells and in the process, altering the DNA which can then become cancer. Earth element is slow to move, just like the hidden disease which can manifest and spread without the individual being aware of what is happening within.
"The higher the level of oxidation, the more damage occurs to the glandular system which is highly sensitive to oxidative damage from internal toxins and environmental toxins. Hormone receptor sites are also damaged or affected further contributing to hormonal imbalances. Oxidation is a natural process in the body, however heightened through increased intake of processed foods, alcohol, smoking and saturated fats. Consuming a diet high in natural plant antioxidants such as fruits and vegetables reduces the levels of oxidation". (excerpt from Jeff Butterworth's 'Happy Hormones Happy Life').
One way to help protect against this type of earth imbalance in your system is to exercise regularly in order to oxygenate the blood and promote healthy muscles (which also relate to earth) and also go to the root cause of the problem and fight the free radicals with plenty of regular antioxidants in your diet.
Too many free radicals in the body (via oxidation) can also lead to other health issues connected with the eyes, inflammation, nerve damage, accelerated ageing, heart disease, arthritis and alzheimers disease. Good sources of antioxidants to fight free radicals can be found in the following foods:
Red and black beans: (kidney beans, pinto beans, lentils)
Berries: (amla, goji berry, acai berry, blueberries, cranberries, blackberries, raspberries, strawberries)
Vegetables: (artichoke, leeks, garlic, onions, asparagus, carrots, red capsicum, broccoli, red cabbage, spinach, egg plant, pumpkin)
Fruit: (pomegranate, plums, mangoes, apricots, oranges, guava, dark grapes, red apples, cherries, raisons and prunes)
Fluids: (coffee, red wine, green tea)
Spices: (cloves, oregano, rosemary, turmeric, sage, cinnamon)
Nuts: (pecans, almonds, hazelnuts, walnuts, pistachios)
There are many similarities between east and west astrology when looking at the health qi of an individual. For example, just as 4 Pillars (Bazi) astrology initially looks at the balance of elements, Western astrology does the same in regard to the balance of elements and the 3 modes. The Ascendant and its relationship to the rest of the natal chart in Western astrology is also similar to looking at Resource and its relationship to the Day Master and its interaction with the other pillars in a 4 Pillars chart when ascertaining the overall long term physical side of an individual's health.
The month pillar in 4 Pillars astrology helps us examine the interaction and routines connected with work, health/body and mind, while in Western astrology the 6th House position and interaction with the rest of the chart provides information on the health and work habits, routines and long term health issues more likely to crop up in regard to encountering obstacles and/or frustrating situations etc.
In 4 Pillars astrology we experience a set of Luck Pillars (which begin anywhere from age 1-11 yrs old depending on the individual's gender and birth details) and each Luck Pillar lasts approx 10 years each. The 6th Luck Pillar brings clash energy to the Heavenly Stem and Earthly Branch of the month pillar of birth, which connects with the 'mid life crisis' concept when we find ourselves faced with inevitable change, often in connection with career and a different mindset. The month pillar also connects most strongly with the chest and stomach area in the body.
If you've ever been diagnosed with high blood pressure or you tend to avoid drinking water every day, you should watch this video:
The Importance of Salt and Water by Barbara O’Neill
A great book that can help you make full use of your Mankind Luck (ie by controlling what you put into your mouth) when looking after your health is: “How Not to Die: Discover the Foods Scientifically Proven to Prevent and Reverse Disease”, by Dr Michael Greger, with Gene Stone
If you have been diagnosed with a tumour or some other growth in your body, it's worth considering the reduction of sugar and dairy products in your diet. There's a lot of potential hormonal growth stimulants in milk - whether it's cow's milk or goat's milk, and there is a large body of evidence that now links the consumption of dairy products in the diet to increased risk of breast, ovarian and prostate cancer. If you're interested in finding out more, I can recommend the book: "Your Life in Your Hands: Understand, Prevent and Overcome Beast Cancer and Ovarian Cancer" by Professor Jane Plant.
Here's an excerpt from the book: "When I eliminated all dairy products from my diet, a large ''secondary'' tumour comprising cancer cells in the lymph nodes in my neck, which was thought to be incurable, disappeared in weeks. For me, this is pretty compelling evidence. But that's not all. Since many of the powerful chemicals contained in milk are known to have an important role in the development of young mammals, including cell division, and milk is designed for this purpose, it is worth asking the question: what happens if the chemicals designed to stimulate cell growth in newly-born animals send similar signals to adult tissue?"
Here's a great book to read if you or a loved one has just been diagnosed with cancer: "Radical Remission: Surviving Cancer Against All Odds. The 9 Key Factors that Can Make a Real Difference" by Kelly A Turner
If you are interested in understanding how food is viewed and utilized via Traditional Chinese Medicine (TCM), I recommend you read "Food as Medicine" by Tracy Huang and "Healing With Whole Foods: Asian Traditions and Modern Nutrition" by Paul Pitchford.
If you are suffering from symptoms associated with auto-immune issues (eg arthritis, lupus etc), I recommend you read "Goodbye Lupus: How a Medical Doctor Healed Herself Naturally with Supermarket Foods" by Brooke Goldner, M.D
A simple question I often ask clients (especially those living in high rise apartments) is "when was the last time your bare feet connected with the earth?" A great and cost effective way to help reduce built up anxiety and stress is to find a pleasant location in your back yard, in a park or at the beach where you can comfortably sit and place your bare feet on the ground for at least 30 minutes. The more regularly you do this, the less stress build-up you will have in your body. This process is called "earthing". You can sit facing towards your personal Tian Yi/Heavenly Doctor direction (according 8 Mansions Feng Shui), or better yet, lay down on the grass, earth or sand with your head pointing towards a favourable direction according to your Kua (Ming Gua).
Some people find themselves succumbing to a repetitive pattern of negative self talk or self belief/expectation (eg "I always miss out" "I'm not good enough" etc) and this ties in with your Mankind luck and programming your brain to only see the negatives. If you find you are habitually falling into a negative pattern of thinking, it's worthwhile exploring the concept of the reticular activating system (RAS) and how your focus of attention can determine how you feel. A good book to help reprogram your brain to focus on the positives is "The Winner's Bible: Rewire Your Brain for Permanent Change" by Dr Kerry SpackmanLet Derelle enhance the health, wealth and nurturing potential of your home with an Off-Site Residential Feng Shui Consultation.